Liam Payne’s older sister, Nicola, reportedly had a falling-out with his ex, Cheryl, over a credit card dispute. Sources close to the family claimed that tensions arose after Cheryl alleged that Nicola had been using a credit card linked to Liam’s account for personal expenses. The disagreement reportedly escalated when Cheryl confronted Nicola about the charges, leading to a heated exchange.
The alleged incident left the Payne family divided, with some members siding with Nicola, while others believed Cheryl was justified in her concerns. According to insiders, Nicola maintained that she had permission from Liam to use the card, but Cheryl questioned whether her purchases aligned with his intentions.
Friends of Cheryl revealed that her primary concern was ensuring financial security for their son, Bear. Cheryl reportedly wanted clarity on Liam’s financial commitments, particularly during his struggles with sobriety and mental health, to avoid unnecessary disputes. Nicola, however, felt her actions were being unfairly scrutinized, especially given her efforts to support Liam during his difficult times.
This disagreement added strain to an already complex family dynamic, as Liam’s loved ones were navigating his well-being and personal struggles. Both Cheryl and Nicola reportedly wanted the best for Liam but found themselves at odds over how to manage his resources.
Despite the fallout, sources close to the Payne family have emphasized that both women cared deeply for Liam and were heartbroken over his passing. The family is now focusing on healing and honoring his memory, setting aside their differences in the wake of the tragedy.
